小心不明邮件中的要求修改Paypal相关信息

Paypal作为一快速支付手段,特别在跨国交易中起着非常重要的作用,在国外买东西几乎所有的网站都接受Paypal付款,许多人都以能拥用一个Paypal帐户并且帐户里有那么几刀美金而高兴。但与此同时,有人就盯紧这成千上万的Paypal用户的口袋。正常赚钱自然没什么,但现如今都流行网络骗局,自然,关于Paypal的骗局不会少。

最多见的恐怕就是利用虚假邮件来行骗了。虽然发件人的邮箱看起来是 xxx @ paypal.com 的,但我想这个对于微懂点电脑技术的来说都不是问题,一个小小的邮件群发就可以搞定这一切。

我想,大家或许曾收到过吧。至少,我的大大小小的邮箱,几乎都先后收到过类似的邮件。把它贴出来,大家注意看红色划线的部分。

fraudulent (spoof) email  

邮件内容的大意就是:我们检测到你的Paypal在某某时间有人试图登陆(未果),为了保护你的帐户安全,系统已经将你帐户限制。如果你想解除限定,请通过以下“安全”链接登陆以认证你的信息。

它就是想让你点击这个链接,看起来好像和Paypal的没有什么不同。而且我做过试验,按邮件的链接点击进去后看到的界面和真正的Paypal几乎没有什么不同。不细心的朋友可能就真按它上面说的登陆了。上当了!它就是希望你登陆,以此来获取你的用户名与密码的。

我上Paypal的FAQ里找到了验证邮件是否真由Paypal发出的关键几点(大家可以看上面截图中划线部分,并与下面这副图做个对比就清楚明了了):

1, Paypal 所有发出邮件都是有明确收件人的,并会以刻收件人的名称而不是类Dear  Paypal Customer 之类

2,Paypal永远不会在邮件中要求你改变/输入你的Paypal密码.

其实做好这两点就不难了。

下面这是Paypal对我转发给它的那封邮件的回复。它针对性提了几条建议:

Please follow the instructions below to report an unauthorized
transaction associated with your PayPal account:

If you are able to log into your PayPal account:

1. Log in to your account at https://www.paypal.com
2. Select the “Resolution Center” subtab.
3. Click “Open a dispute.”
4. Select “Unauthorized transaction,” then click “Continue.”
5. Enter or select the transaction ID for the transaction you would like
to dispute, then click “Continue.”
6. Complete the report for Unauthorized Use on a PayPal Account, then
click “Continue.”
7. Confirm that the claim is correct, then click “Submit.”

If you cannot log in to your account, follow the instructions below to
report an unauthorized transaction associated with your PayPal account:

1. Go to https://www.paypal.com/
2. Click on the “Security Center” link located at the bottom of any
page.
3. Under the “Report a Problem” column, click on “Unauthorized
Transaction.”
4. Click “Continue” under “Unable to log in?”
5. Confirm that the transaction in question is unauthorized then click
“Continue.”
6. Complete the report for Unauthorized Use on a PayPal Account, then
click “Preview.”
7. Confirm that the claim is correct, then click “Submit.”
8. Confirm your account ownership by entering the financial information
requested, then click “Continue.”

Lastly, we recommend taking a few steps to protect yourself from
identity theft:

1. Download the SafetyBar, a toolbar for Outlook and Outlook Express,
which identifies known spoof emails.
2. Get eBay Toolbar with Account Guard which warns you when you’re on a
potentially fraudulent (spoof) Web site.
3. Sign up for Equifax Credit Alerts for PayPal Users, a program that
provides an early warning detection system in the event of identity
theft. Find out more by visiting the PayPal Identity Protection Center
at www.paypal.com/idprotection.
4. Frequently monitor your PayPal account for suspicious activity.

Real Paypal email

或许以后骗子的办法会越来越高明,越来越隐蔽。但我们要遇到事情时不慌忙,第一想到的是静下心来想想,而不是按邮件里说的去做。想清楚了,就可以直接在你的浏览器里输入Paypal的网址,上面一定会有你所要的信息的。如果没有,也不要急,发封邮件问下Paypal的客服。一切便会水落石出的!

作者bigmelon
原载大瓜的电子商务
版权所有,转载时必须以链接形式注明作者和原始出处及本声明。

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